可接受的风险条件

1、有良好的现金流量，且过去半年的现金流入/流出大于110%；

2、企业诚实守信，无不良信用记录，不涉及有关诉讼；

3、经营呈稳定增长之势，且企业赢利；

4、借款用途明确，还款来源可靠；

5、风险评级得分不低于50分；

6、从事主营业务在两年以上；

7、新增资金用于主营业务；

8、资产负债率低于65%；

9、自筹资金不低于20%；

Risk Acceptance Criteria：

1、With favorable cash flow; Cash in/out>110% in the past half year;

2、With good creditworthiness, no records of bad faith and not involving in lawsuits;

3、With steady growth and profitable;

4、With definite usage of loan and credible source of return;

5、Score of risk rating ≥50;

6、Having been in a core business for more than 2 years;

7、Borrowing for the core business;

8、Liability asset ratio < 65%;

9、Own contribution to the project ≥ 20%;